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Affirm outage history and postmortems

Apps and SaaS · San Francisco, US · 1 incidents in 90 days · 100% implied uptime · last 43d ago

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Incidents

50 on file
StartedIncidentDuration
Aug 1221:12 UTCAffirm Services Degradation48m
Jun 2214:36 UTCCheckout Degradation29m
Jun 1723:22 UTCSandbox checkout confirm_loan failures1h 22m
Jun 1015:06 UTCCA Checkout Degradation52m
Jun 408:01 UTCCheckout Degradation1h 35m
Jun 319:00 UTCDegradation on Sandbox APIs1h 49m
May 800:12 UTCElevated latency across our services27h 8m
Apr 1802:15 UTCUS SMS Authentication Service Degraded14h 17m
Mar 423:36 UTCCheckout Degradation in US/CA3h 35m
Feb 1218:20 UTCDegradation in Affirm UK Checkout1h 23m
Jan 2917:35 UTCDelay in Shopify Order Status Updates41m
Jan 2215:40 UTCAffirm US Checkout Availability Degradation52m
Jan 1417:48 UTCAuthentication Disruption in the US9h 58m
Jan 707:45 UTCDegradation in Affirm Checkout6m
Dec 1118:30 UTCDegradation in Affirm UK Checkout23h 52m
Dec 509:04 UTCDegradation in Affirm Checkout Service50m
Dec 402:19 UTCIncrease in Latency Across Affirm APIs3h 1m
Dec 318:18 UTCIncrease in Latency Across Affirm APIs1h 44m
Nov 1817:11 UTClatency20m
Nov 1814:07 UTCImpact to all traffic1h 21m
Nov 1017:11 UTCIncreased Latency in US16m
Oct 2016:39 UTCCheckout service degradation27h 21m
Oct 2007:02 UTCImpact to all traffic2h 55m
Oct 1514:08 UTCMerchant Portal Sign-in Degradation4h 29m
Sep 2916:02 UTCTemporary Conversion Rate Impact via external Major US Mobile Service outage4h 14m
Aug 2720:29 UTCMerchant Dashboard Login Degradation26h 22m
Aug 2118:06 UTCAffirm API endpoints may be affected by latency degradation.1h 50m
Jul 301:25 UTCIncreased latency across multiple endpionts46m
Jun 1713:46 UTCMerchant Portal Outage3h 41m
Jun 1218:17 UTCUS/CA Checkout Degradation2h 48m
Apr 918:55 UTCAffirm Services Impacted25h 57m
Feb 2516:13 UTCElevated Errors for Affirm Loan Service29m
Jan 3019:21 UTCIncreased Latency in US1h 43m
Jan 920:03 UTCUS Sandbox Checkout Degraded14d 1h
Jan 718:20 UTCSandbox Checkout Degraded7h 46m
Dec 922:54 UTCElevated Errors for Affirm Loan Service18m
Nov 2919:03 UTCDegraded Performance across Affirm US Checkout Service1h
Nov 2520:28 UTCIncreased Errors across Affirm Services8h 24m
Nov 618:55 UTCIdentified Issue Affecting Affirm Checkout1h 13m
Sep 2323:53 UTCMerchant Portal not Loading for Some Merchant Accounts15m
About Affirm

Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later (BNPL) financier.

The last year, day by day

No incident Minor Major CriticalDeeper colour: longer outage

Downtime, added up

Apps and SaaS median
34m

Affirm: 0m weighted downtime in range, category median 34m.

1 incidents, 0 major or critical, 48m of incident time (0m major or critical, 48m partial), longest 48m, implied uptime 100%, between Jun 28, 2026 and Sep 25, 2026.

Stated causes

48 incidents with no cause stated.

Across fru.dev:Company profileQuarterlyPaydaysUptime

Questions

Is Affirm down right now?

Check Affirm's own status page at https://status.affirm.com for the live state. This page shows Affirm's incident history from that page; the most recent incident started 2026-08-12: "Affirm Services Degradation".

How often does Affirm have outages?

Affirm posted 1 incidents in the last 90 days and 25 in the last year, 0 of them major or critical in the last 90 days. The median incident lasted 48m.

When was Affirm's last major outage?

2026-06-10: "CA Checkout Degradation", lasting 52m.

What usually causes Affirm incidents?

Where Affirm explained the cause, the most common was database (2 incidents). Most status updates do not name a cause.

Sources: vendors' own status pages, published postmortems and SEC 8-K Item 1.05 filings, read daily. Times as reported. Logos via logo.dev; trademarks belong to their owners.

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